Yes, homeowner insurance typically covers roof leaks, but the extent of coverage may depend on the cause of the leak and the specific terms of the insurance policy. Most standard homeowner insurance policies cover sudden and accidental damage to the home, including damage caused by a roof leak. However, it's important to note that gradual damage, such as a leak that develops over time due to lack of maintenance, may not be covered. Additionally, coverage for roof leaks caused by natural disasters like storms or hail may be subject to specific limitations or deductibles. It's advisable to review the details of your homeowner insurance policy and consult with your insurance provider to understand the specific coverage for roof leaks in your policy. In some cases, it may be necessary to provide evidence of regular maintenance and upkeep of the roof to ensure coverage for related damages. If you experience a roof leak, it's important to promptly document the damage and contact your insurance provider to initiate the claims process. They can provide guidance on the necessary steps to take and the documentation required to support your claim.