Homeowner insurance policies generally cover roof leaks, especially if the damage is due to a covered peril such as a storm, fire, or vandalism. However, if the leak is the result of negligence or lack of maintenance on your part, it may not be covered. It's essential to review your specific policy to understand the extent of coverage. Additionally, you may need to address any underlying issues that caused the leak, such as a damaged or missing shingle, to prevent future leaks. Always consult with your insurance provider for guidance on your particular situation.