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Does homeowner insurance cover roof leaks? I have a roof leak in my house. Will my homeowner insurance policy cover the cost of repairing the damage?
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Yes, homeowner insurance typically covers roof leaks if the cause of the leak is sudden and accidental, such as damage from a storm or falling debris. However, if the roof leak is due to lack of maintenance or wear and tear, it may not be covered. It's important to review your specific policy to understand the coverage details. Some policies may also cover the cost of repairing the interior damage caused by the roof leak, such as water damage to ceilings, walls, and personal belongings. It's advisable to contact your insurance provider to file a claim and discuss the coverage for roof leaks in your homeowner insurance policy.
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