Homeowners insurance may cover a leak in your roof, but it depends on the cause of the leak and the specific terms of your policy. Most standard homeowners insurance policies provide coverage for sudden and accidental damage, which may include roof leaks caused by events like storms or falling objects. However, gradual damage or wear and tear that leads to a roof leak may not be covered. It's important to review your policy or contact your insurance provider to understand the specific coverage and exclusions related to roof leaks. Some policies may also offer optional endorsements or riders that provide additional coverage for specific perils, such as water damage from a roof leak. To file a claim for a roof leak, you will typically need to document the damage, provide evidence of the cause, and report the claim to your insurance company as soon as possible. Keep in mind that each insurance company and policy may have different coverage limits, deductibles, and claim processes, so it's important to review your policy and consult with your insurance provider for personalized information.