Medicare generally does not cover long term care. Long term care refers to a range of services that help with daily activities and medical needs for people who have chronic illnesses, disabilities, or other conditions that require ongoing assistance. These services can include assistance with bathing, dressing, eating, medication management, and skilled nursing care. However, Medicare is primarily designed to cover acute care services, such as hospital stays, doctor visits, and prescription drugs. Medicare Part A may cover a limited amount of skilled nursing care in certain situations, but only if it is deemed medically necessary and follows a qualifying hospital stay. Medicare Part B may cover some medically necessary services, such as physical therapy or occupational therapy, but only on a short-term basis. Medicare Part C (Medicare Advantage) plans may offer additional coverage for long term care services, but the specifics can vary depending on the plan. It's important to note that Medicare does not cover custodial care, which is non-medical assistance with daily activities. Custodial care is often the type of care needed for long term care services. To cover the cost of long term care, individuals may need to explore other options such as long term care insurance, Medicaid, or personal savings. It's always a good idea to consult with a qualified insurance professional or financial advisor to discuss your specific situation and options for long term care coverage.