Medigap, also known as Medicare Supplement Insurance, is designed to help cover the gaps in Medicare coverage. However, it does not typically cover long term care expenses. Medigap policies generally do not cover long term care services such as nursing home care, assisted living, or in-home care. It's important to note that Medigap plans are standardized and regulated by the federal government, so the coverage is generally the same regardless of the insurance company you choose. If you are specifically looking for coverage for long term care, you may want to consider other insurance options such as long term care insurance or Medicaid. Long term care insurance is specifically designed to cover the costs of long term care services, while Medicaid is a joint federal and state program that provides health coverage for low-income individuals and may cover long term care services for those who qualify. It's always a good idea to review your insurance options and consult with a licensed insurance professional to determine the best coverage for your needs. I hope this helps! Let me know if you have any other questions.