Medigap policies, also known as Medicare Supplement Insurance, are designed to help cover the gaps in Original Medicare. However, it's important to note that Medigap policies do not typically cover long term care services. Long term care services include assistance with activities of daily living, such as bathing, dressing, and eating, as well as care provided in nursing homes, assisted living facilities, and home health care. Medigap policies are not intended to provide coverage for long term care expenses. If you are interested in long term care coverage, you may want to consider purchasing a separate long term care insurance policy. These policies are specifically designed to cover the costs associated with long term care services. It's important to review the specific terms and conditions of any insurance policy you are considering to understand what is covered and what is not. If you have any questions about Medigap policies or long term care insurance, it's best to reach out to a licensed insurance agent or contact your state's Department of Insurance for more information.