Medicare does not typically cover long-term care, such as nursing home care, assisted living, or in-home care. While Medicare covers short-term skilled nursing care or rehabilitation services under certain conditions, it does not provide comprehensive coverage for long-term care needs. For long-term care insurance, individuals may need to consider purchasing a separate long-term care insurance policy or explore other options such as Medicaid, which may provide coverage for long-term care services for those who qualify based on income and asset requirements. It's important to carefully review the specific coverage options and requirements for long-term care insurance to ensure adequate coverage for potential long-term care needs. Additionally, individuals may also consider consulting with a financial advisor or insurance specialist to explore the best options for long-term care coverage based on their individual circumstances and needs.