Medicare supplement insurance, also known as Medigap, is designed to help cover the gaps in coverage left by Original Medicare. However, it does not typically cover long term care expenses. Medicare supplement insurance primarily covers costs such as deductibles, copayments, and coinsurance. Long term care, on the other hand, refers to a range of services that help with daily activities and can include assistance with bathing, dressing, and medication management. These services are often needed by individuals who have chronic illnesses, disabilities, or are unable to perform daily activities on their own. Medicare supplement insurance does not cover these types of services. It's important to note that Medicare supplement insurance plans are standardized and regulated by the government, so the coverage provided by different plans is generally the same. If you are specifically looking for coverage for long term care, you may want to consider other options such as long term care insurance or Medicaid, which is a joint federal and state program that helps with medical costs for some people with limited income and resources. It's always a good idea to review the specific details of your insurance policy or consult with a licensed insurance agent to understand what is covered and what is not.