Renter's insurance typically does not cover termite damage. Termite damage is generally considered a maintenance issue, and most renter's insurance policies do not provide coverage for maintenance-related problems. However, it's important to review the specific terms and conditions of your renter's insurance policy, as coverage can vary between different insurance providers. Additionally, some insurance companies may offer separate pest damage coverage as an optional add-on to the standard renter's insurance policy. It's advisable to consult with your insurance provider to understand the extent of coverage provided by your policy and to explore any additional options for protecting your rental property from termite damage.