Renter's insurance typically does not cover termite damage. Most standard renter's insurance policies exclude coverage for damage caused by pests, including termites. However, it's important to review your specific policy to understand the extent of your coverage. Some insurance companies offer additional coverage options, such as pest damage endorsements, that may provide protection against termite damage. It's advisable to consult with your insurance provider to discuss your options and ensure you have the appropriate coverage for potential termite infestations. Additionally, taking preventive measures to protect your rental property from termite infestations, such as regular inspections and maintenance, can help minimize the risk of damage and ensure peace of mind.