Yes, Erie homeowner insurance typically does not cover termite damage. Termite damage is generally considered a maintenance issue rather than a sudden or accidental event, and as a result, it is not covered by most standard homeowner insurance policies, including those offered by Erie. However, it's important to review the specific details of your policy to confirm this, as there may be exceptions or additional coverage options available. Consider consulting with your insurance agent or representative to discuss potential options for termite damage coverage, such as purchasing a separate termite protection plan or adding an endorsement to your homeowner policy. It's also advisable to take proactive measures to prevent termite damage, such as regular inspections and maintenance, as prevention is often the best approach when it comes to termite infestations.