Homeowner insurance typically does not cover termite damage. Most standard homeowner insurance policies exclude coverage for damage caused by pests, including termites. However, it's important to review your specific policy and consult with your insurance provider to understand the coverage details. In some cases, you may be able to purchase additional coverage or riders to protect your property from termite damage. It's also advisable to take preventive measures, such as regular termite inspections and treatments, to safeguard your property against potential damage. Consulting with your insurance provider and taking proactive measures can help you understand and mitigate the risks associated with termite damage to your home.