Federal Employee Group Life Insurance (FEGLI) is a group term life insurance program for federal employees and retirees. It offers coverage for employees, annuitants, and their family members. The program provides basic life insurance, as well as options for additional coverage. The basic coverage amount is based on the employee's annual rate of basic pay, rounded up to the next $1,000, plus an extra $2,000. There are also options for additional coverage, including Option A (Standard Optional Insurance), Option B (Additional Optional Insurance), and Option C (Family Optional Insurance). The premiums for these additional coverage options are paid by the insured individual. The program is administered by the Office of Personnel Management (OPM) and provides a range of benefits and coverage options for eligible federal employees and their families. It's important for federal employees to carefully review the details of the FEGLI program to understand the coverage options and make informed decisions about their life insurance needs.