According to the latest available data, approximately 54% of Americans have life insurance coverage. This means that more than half of the population in the United States has some form of life insurance policy. It's important to note that the percentage may vary depending on the source and the specific demographic group being considered. For example, younger individuals may be less likely to have life insurance compared to older adults. Additionally, the type and amount of coverage can also vary significantly among policyholders. It's always a good idea to consult with a licensed insurance professional to determine the appropriate coverage for your specific needs and circumstances.