In the United States, it is estimated that around 51 million adults have some form of disability, and among them, approximately 20% have disability insurance coverage. This means that roughly 10 million Americans have disability insurance. It's important to note that the percentage of individuals with disability insurance may vary based on factors such as age, occupation, and employer offerings. Additionally, the specific type and extent of coverage can differ among policyholders, impacting the level of protection provided. Overall, disability insurance plays a crucial role in providing financial security for individuals who may experience a disability that prevents them from working.