Yes, homeowners insurance typically covers a leaking roof if the damage is sudden and accidental. However, if the leak is due to lack of maintenance or wear and tear, it may not be covered. It's important to review your specific policy to understand the coverage details. Most standard homeowners insurance policies cover damage caused by specific perils, such as windstorms, hail, and fire. Roof leaks caused by these perils are generally covered. Additionally, if the leak leads to further damage inside the home, such as water damage to the ceiling or walls, the resulting repairs may also be covered. However, it's crucial to promptly address any roof leaks to mitigate potential damage and ensure coverage. Always consult your insurance provider for specific details regarding your policy's coverage for a leaking roof.