Yes, homeowner insurance typically covers damage caused by a leaking roof, as long as the cause of the leak is sudden and accidental. This means that if the leak is due to a covered peril, such as a storm or falling object, the damage to the home and its contents would likely be covered. However, it's important to note that homeowner insurance usually does not cover damage resulting from lack of maintenance or wear and tear. Additionally, coverage may vary depending on the specific policy and insurance provider, so it's essential to review the policy details and consult with the insurance company to understand the extent of coverage for a leaking roof. It's advisable to promptly address any roof leaks and document the damage for the insurance claim process. Regular maintenance and timely repairs can help prevent potential coverage issues.