Long term care insurance is a type of insurance that helps cover the costs of long term care services, such as assistance with activities of daily living (ADLs) and nursing home care. While it is not as common as other types of insurance benefits, some employers do offer long term care insurance as part of their employee benefits package. The availability of long term care insurance as an employer-provided benefit can vary depending on the industry, size of the company, and the company's overall benefits strategy. According to a survey conducted by the Society for Human Resource Management (SHRM) in 2020, approximately 15% of employers in the United States offer long term care insurance as a voluntary benefit. This means that employees have the option to purchase long term care insurance coverage through their employer, but they may be responsible for paying the full cost of the premiums. It's important to note that the availability and details of long term care insurance offerings can change over time, so it's always a good idea to check with your employer or benefits administrator for the most up-to-date information on available benefits. Additionally, individuals who are interested in long term care insurance coverage but do not have access to it through their employer may be able to purchase individual policies directly from insurance companies or through insurance brokers. It's recommended to compare different insurance providers and policies to find the best coverage and rates that meet your specific needs.