According to the Bureau of Labor Statistics, as of March 2020, approximately 39 percent of private industry employers in the United States offer short-term disability insurance to their employees. This coverage typically provides income replacement for a specified period of time if an employee is unable to work due to a non-work-related illness or injury. On the other hand, 34 percent of private industry employers offer long-term disability insurance, which provides income replacement for an extended period of time, often until retirement age, if an employee becomes disabled and unable to work. It's important to note that these percentages may vary depending on the industry and the size of the employer. Additionally, some employers may offer disability insurance as an optional benefit that employees can choose to enroll in, rather than providing it to all employees by default.