In the United States, car insurance is mandatory in almost every state. Each state has its own specific requirements for the minimum amount of car insurance coverage that drivers must carry. As of 2024, New Hampshire is the only state that does not require car insurance for all drivers. However, even in New Hampshire, drivers are still responsible for covering the costs of any damages or injuries they cause in an accident. The remaining 49 states and the District of Columbia have mandatory car insurance laws. These laws typically require drivers to carry liability insurance to cover bodily injury and property damage. Some states also require uninsured/underinsured motorist coverage, personal injury protection (PIP), or medical payments coverage. It's important for drivers to familiarize themselves with the specific car insurance requirements in their state to ensure compliance with the law and adequate protection in the event of an accident.