In the United States, every state has its own laws regarding car insurance requirements. While the majority of states have mandatory car insurance laws, there are a few exceptions. Two states, New Hampshire and Virginia, do not require drivers to have car insurance. However, even in these states, there are certain conditions and alternative options to fulfill financial responsibility requirements in case of an accident. In New Hampshire, drivers have the option to either purchase car insurance or demonstrate sufficient financial responsibility in case of an accident. In Virginia, drivers can either have car insurance or pay an Uninsured Motor Vehicle (UMV) fee to legally drive without insurance. It's important to note that even in states where car insurance is not mandatory, it is still highly recommended to have coverage to protect yourself financially in case of an accident or damage to your vehicle.