Private Disability Insurance costs can vary depending on several factors, including the individual's age, occupation, health history, and the specific coverage options chosen. According to the Council for Disability Awareness, the average long-term disability insurance policy can cost between 1% and 3% of your annual salary. For example, if you earn $50,000 per year, you might expect to pay between $500 and $1,500 annually for disability insurance. However, these figures are estimates, and actual costs can differ based on individual circumstances and insurance providers. It's important to shop around and compare quotes from different insurance companies to find the best coverage at a competitive price. Additionally, some employers offer group disability insurance, which can be more cost-effective than purchasing an individual policy. When considering private Disability Insurance, it's advisable to consult with insurance professionals to understand the specific factors that may impact the cost and to tailor the coverage to your unique needs.