Private disability insurance can be garnished under certain circumstances. In general, disability benefits can be garnished for the payment of child support, alimony, and federal income taxes. However, there are federal and state laws that protect a portion of disability benefits from being garnished. The specific rules regarding garnishment of private disability insurance can vary by state and depend on the type of disability insurance policy. It's important to consult with a legal professional or the insurance provider to understand the specific garnishment rules that apply to a particular disability insurance policy. Additionally, it's advisable to stay informed about the laws and regulations in the relevant jurisdiction to ensure a clear understanding of the garnishment provisions for private disability insurance.