Homeowner insurance policies typically do not renew automatically. When your policy term is about to expire, your insurance company will usually send you a renewal notice. This notice will outline the terms of the new policy, including any changes in coverage or premium. It is important to review this notice carefully and contact your insurance company if you have any questions or need to make changes to your policy. Renewing your homeowner insurance policy is an opportunity to reassess your coverage needs and make any necessary adjustments. It is recommended to compare quotes from different insurance providers to ensure you are getting the best coverage at the most competitive price. Remember, failing to renew your homeowner insurance policy can leave you without coverage, so it's important to stay on top of the renewal process. If you have any specific questions about your homeowner insurance policy, it's best to reach out to your insurance company directly for personalized assistance.