+76 votes
Do life insurance policies have an expiration date? Hey everyone, I was wondering if life insurance policies ever expire. Can someone please clarify if there's a specific timeframe for how long a life insurance policy lasts?
by (460 points)

1 Answer

+101 votes
Best answer
Life insurance policies do not typically have an expiration date. As long as you continue to pay your premiums, the policy will remain in force. However, it's important to note that some policies may have a specific term or duration, such as term life insurance which provides coverage for a specific number of years. Once the term is over, the policy will no longer provide coverage unless it is renewed or converted to a permanent policy. Permanent life insurance policies, on the other hand, can provide coverage for your entire life as long as premiums are paid. It's always a good idea to review your policy documents or consult with your insurance provider to understand the details of your specific life insurance policy and any potential expiration dates.
by (460 points)
selected by
Questions and answers about insurance. You can ask a question or help other people with insurance issues.