When considering the cost of term life insurance, several factors come into play. These include the individual's age, health, coverage amount, and term length. Generally, younger and healthier individuals can secure lower premiums. The coverage amount and term length also impact the cost, with higher coverage amounts and longer terms leading to higher premiums. Additionally, the type of term life insurance, such as level term or decreasing term, can affect the cost. It's important to shop around and compare quotes from different insurance providers to find the most suitable and affordable option. Factors like smoking status, occupation, and hobbies can also influence the cost of term life insurance. Overall, the cost of term life insurance varies widely based on individual circumstances and preferences.