The cost of a term life insurance policy can vary depending on several factors. These factors include the insured person's age, health condition, gender, smoking status, coverage amount, and the length of the term. Generally, younger and healthier individuals tend to pay lower premiums compared to older individuals or those with pre-existing health conditions. Additionally, women typically pay lower premiums than men due to their longer life expectancy. It's important to note that the cost of a term life insurance policy can also be influenced by the insurance company's underwriting guidelines and the specific policy features. To get an accurate estimate of the cost, it is recommended to request quotes from multiple insurance providers. This way, you can compare the premiums and coverage options to find the best policy that suits your needs and budget. Keep in mind that while cost is an important factor, it's also crucial to consider the financial stability and reputation of the insurance company. Remember, the cost of a term life insurance policy may also increase if you decide to add riders or additional coverage to the base policy. It's always a good idea to consult with a licensed insurance agent or broker who can provide personalized advice based on your specific circumstances and goals.