Long term disability insurance typically does not directly pay for health insurance premiums. However, it can provide financial support for medical expenses related to a disability. This may include covering costs for doctor visits, hospital stays, prescription medications, and other necessary treatments. It's important to review the specific terms and conditions of your long term disability policy to understand the extent of coverage for medical expenses. Additionally, some long term disability policies may offer options for continued health insurance coverage or assistance with premiums during a disability. It's advisable to consult with your insurance provider or agent to clarify the details of your coverage and any potential assistance with health insurance costs. Understanding the relationship between long term disability insurance and health coverage is essential for comprehensive financial planning in the event of a disability.