Long term disability insurance and health insurance are two separate types of insurance that serve different purposes. Long term disability insurance is designed to provide income replacement in the event that you become disabled and are unable to work for an extended period of time. It typically pays a percentage of your pre-disability income on a monthly basis. On the other hand, health insurance is designed to cover medical expenses, such as doctor visits, hospital stays, and prescription medications. Long term disability insurance does not typically cover health insurance. However, it's important to note that the specifics of your coverage may vary depending on the insurance policy you have. It's always a good idea to review your policy documents or contact your insurance provider directly to understand the details of your coverage.