When to stop paying for term life insurance depends on individual circumstances and financial goals. Typically, you can stop paying for term life insurance when the coverage is no longer needed. This could be due to reaching a point where dependents are financially independent, significant debts are paid off, or retirement savings are substantial enough to provide for dependents in the event of your passing. It's important to assess your specific situation and consult with a financial advisor or insurance professional to determine the most appropriate time to discontinue payments for term life insurance.