Disability insurance can be paid for by different parties depending on the type of disability insurance. In the case of employer-sponsored disability insurance, the employer typically pays for the coverage as part of the employee benefits package. For individual disability insurance policies, the policyholder pays the premiums to the insurance company. In some cases, disability insurance may also be provided by the government, in which case the funding comes from tax revenues. It's important to carefully review the terms of the disability insurance policy to understand who is responsible for paying the premiums and who will receive the benefits in the event of a disability. Understanding the responsibility for disability insurance payments is crucial for ensuring financial protection in the event of a disability.