Homeowner insurance policies may cover wind damage to fences, but it depends on the specific policy and the cause of the damage. Some policies may include coverage for wind damage as part of their standard coverage, while others may offer it as an optional add-on or require a separate windstorm insurance policy. It's important to review your policy documents or contact your insurance provider to understand the extent of your coverage. Additionally, the amount of coverage provided for wind damage to fences may vary, so it's important to check the policy limits and any applicable deductibles. It's always a good idea to document the damage with photos and contact your insurance provider as soon as possible to initiate the claims process. They will be able to provide you with specific information regarding your coverage and guide you through the claims process.