+10 votes
I'm wondering if homeowner insurance covers wind damage. Can anyone provide some information on this?
by (420 points)

1 Answer

+96 votes
Best answer
Yes, homeowner insurance typically provides coverage for wind damage. Wind damage is a common peril covered by most standard homeowner insurance policies. This coverage typically includes damage caused by strong winds, such as roof damage, siding damage, and damage to personal property caused by falling trees or debris. However, it's important to note that coverage may vary depending on the specific policy and insurance provider. Some policies may have specific exclusions or limitations for wind damage, so it's always a good idea to review your policy and consult with your insurance agent to understand the extent of your coverage. Additionally, certain areas prone to high wind activity, such as coastal regions, may require additional coverage or have higher deductibles for wind damage. It's important to check with your insurance provider to understand the specific terms and conditions of your policy regarding wind damage coverage.
by (460 points)
selected by