The average cost of home insurance in Idaho can vary depending on several factors, including the location of the property, the value of the home, the coverage limits, and the deductible chosen by the homeowner. According to the National Association of Insurance Commissioners (NAIC), the average annual premium for homeowners insurance in Idaho is around $800 to $900. However, it's important to note that this is just an average and individual premiums can be higher or lower based on the specific circumstances of the homeowner and the property. Factors such as the age and condition of the home, the presence of certain risk factors (such as a swimming pool or trampoline), and the homeowner's claims history can also impact the cost of insurance. To get an accurate estimate for your specific situation, it's best to contact insurance providers directly and request quotes based on your unique needs and circumstances. Keep in mind that this information is subject to change and it's always a good idea to shop around and compare quotes from multiple insurance companies to ensure you're getting the best coverage at the most competitive price.