Life insurance in Idaho is generally not considered community property. Community property refers to property acquired during a marriage that is considered jointly owned by both spouses. However, life insurance policies are typically considered separate property, meaning they belong to the individual who purchased the policy. This is because life insurance policies are often seen as a form of financial protection for the policyholder and their beneficiaries, rather than a shared asset between spouses. Idaho follows the principle of equitable distribution, which means that in the event of a divorce, the court will divide the marital property in a fair and just manner, taking into account various factors such as the length of the marriage, each spouse's financial situation, and contributions to the marriage. It's important to note that while life insurance policies may be considered separate property, the proceeds from a life insurance policy can still be subject to division in a divorce if they are determined to be part of the marital estate. This can happen if the policy was purchased with marital funds or if the policyholder designated their spouse as a beneficiary. It's always a good idea to consult with a legal professional for specific advice regarding life insurance and community property laws in Idaho.