Yes, homeowner insurance is still available in the 21st century. Homeowner insurance provides coverage for damages to a person's house and the assets inside it. It typically covers events such as fire, theft, and certain natural disasters. The specific coverage and policy details may vary depending on the insurance provider and the policy chosen. Homeowner insurance is an important safeguard for homeowners, as it helps protect their investment and provides financial assistance in the event of unexpected damages or losses to their property. If you are considering purchasing homeowner insurance, it is recommended to research different insurance providers, compare coverage options, and consult with an insurance agent to find the policy that best suits your needs and budget.