Long term care insurance can be purchased from various sources. Here are some options to consider:
1. Insurance Companies: Many insurance companies offer long term care insurance policies. Some well-known insurance companies that provide long term care insurance include Genworth, John Hancock, Mutual of Omaha, and Transamerica. It is recommended to research and compare policies from different insurance companies to find the one that best suits your needs.
2. Insurance Brokers: Insurance brokers can help you navigate the market and find the right long term care insurance policy for you. They work with multiple insurance companies and can provide you with options and advice based on your specific needs and budget.
3. Online Insurance Marketplaces: There are online insurance marketplaces where you can compare and purchase long term care insurance policies. These platforms allow you to enter your information and receive quotes from multiple insurance providers. Examples of online insurance marketplaces include Policygenius and eHealthInsurance.
4. Financial Advisors: Financial advisors can also assist you in finding long term care insurance. They can provide guidance on the different types of policies available and help you determine the coverage amount and features that align with your financial goals.
When purchasing long term care insurance, it is important to carefully review the policy terms, coverage options, premiums, and any exclusions or limitations. It is also advisable to consider the financial stability and reputation of the insurance company before making a decision. Consulting with a professional or seeking advice from trusted sources can help you make an informed choice. Remember, long term care insurance is a complex product, so it's important to understand the details and ask questions if needed.
Please note that this information is based on general knowledge and it is always recommended to consult with a licensed insurance professional for personalized advice and recommendations.