While eligibility criteria may vary slightly depending on the insurance provider, there are certain categories of individuals who are generally not eligible for long term care insurance. These include individuals with pre-existing conditions or disabilities, as well as those who already require long term care services. Additionally, individuals who have a terminal illness or are currently receiving hospice care are typically excluded from coverage. Age can also be a determining factor, as some insurance companies may have a minimum age requirement for policyholders. Finally, individuals who have a history of drug or alcohol abuse may be denied coverage. It's important to review the specific eligibility requirements of different insurance providers to determine if you qualify for long term care insurance.