The cost of disability income insurance can vary depending on several factors. These factors include the individual's age, occupation, health condition, and the amount of coverage desired. Generally, disability income insurance premiums are calculated as a percentage of the insured person's income. According to a search result from, the average cost of disability income insurance is typically between 1% and 3% of the insured person's annual income. However, it's important to note that this is just an average and individual premiums can vary significantly. Factors such as occupation and health condition can have a significant impact on the cost of disability income insurance. For example, individuals in high-risk occupations or with pre-existing health conditions may face higher premiums. Additionally, the specific terms and conditions of the insurance policy, such as the waiting period before benefits begin and the length of the benefit period, can also affect the cost. It's recommended to consult with an insurance agent or broker to get a personalized quote based on your specific circumstances.