Yes, it is possible for an individual to be denied long term care insurance. Insurance companies have the right to refuse coverage for various reasons. Some common reasons for denial of long term care insurance include pre-existing medical conditions, age, and certain lifestyle factors. Insurance companies assess the risk associated with providing coverage and may deny an application if they believe the individual poses a higher risk. It's important to note that each insurance company has its own underwriting guidelines and criteria for determining eligibility. Therefore, it's advisable to shop around and compare different insurance providers to find the best coverage options. If an individual is denied long term care insurance, they may have alternative options such as exploring government programs or seeking other forms of financial assistance for long term care expenses. It's recommended to consult with an insurance specialist or financial advisor for personalized guidance and assistance in navigating the long term care insurance landscape.