Aflac Disability Insurance benefits are generally not taxable. According to the Internal Revenue Service (IRS), if you pay the premiums for your disability insurance policy with after-tax dollars, any benefits you receive from the policy are typically not considered taxable income. This means that you do not have to report the benefits as income on your federal tax return. However, if you pay the premiums with pre-tax dollars, such as through a group plan offered by your employer, the benefits may be subject to taxation. It's important to consult with a tax professional or refer to IRS guidelines for specific information regarding your individual circumstances. Please note that tax laws can change over time, so it's always a good idea to stay updated on the latest regulations.