Long-term healthcare insurance typically covers a range of services and supports for individuals who need assistance with daily activities over an extended period. This may include coverage for nursing home care, assisted living facilities, adult day care, in-home care, and hospice care. Additionally, some policies may cover services such as physical, occupational, and speech therapy, as well as medical equipment and supplies. It's important to review the specific policy details as coverage can vary widely between different insurance providers and plans. Some policies may also offer coverage for cognitive impairment conditions like Alzheimer's disease and other forms of dementia. It's advisable to carefully consider the terms and conditions of long-term healthcare insurance to ensure it aligns with individual needs and preferences.