Long term care insurance is typically recommended for individuals who want to protect their assets and ensure they have coverage for potential long term care needs. It is generally advised to consider long term care insurance when you are in good health and before you reach retirement age. This is because premiums tend to be lower when you are younger and healthier. However, it's important to note that the ideal time to get long term care insurance can vary depending on individual circumstances and preferences. Some people may choose to get long term care insurance earlier in life to lock in lower premiums, while others may wait until they are closer to retirement age. It's also worth considering your financial situation and whether you have enough savings or other assets to cover potential long term care expenses. If you have a family history of certain health conditions or if you have concerns about your future health, it may be wise to consider long term care insurance earlier. Ultimately, it's recommended to consult with a financial advisor or insurance specialist who can assess your specific needs and help you determine the best time to get long term care insurance.