Life insurance for babies typically has lower premiums compared to adults. The cost of life insurance for a baby can vary depending on several factors, such as the type of policy, coverage amount, and the baby's age. Generally, term life insurance policies for infants can start as low as $5 per month, while whole life insurance policies can range from $25 to $50 per month. It's important to note that these are just average estimates, and the actual cost may vary based on individual circumstances and insurance providers. To get an accurate quote and determine the specific cost for life insurance for a baby, it is recommended to reach out to insurance companies or insurance agents who specialize in life insurance for infants. They can provide personalized quotes and guidance based on your specific needs and preferences.