Yes, renters insurance is worth having for several reasons. Firstly, it provides financial protection in case of unexpected events such as fire, theft, or vandalism. Additionally, renters insurance typically includes liability coverage, which can protect you if someone is injured in your rental property. Moreover, it can also cover additional living expenses if you're temporarily displaced from your rental due to a covered loss. Furthermore, renters insurance is generally affordable, with policies often costing just a few hundred dollars per year. It's important to carefully review the policy to understand the coverage limits and any exclusions. Overall, renters insurance offers peace of mind and financial security for renters, making it a valuable investment.