Yes, homeowners insurance is typically included in escrow. When you have a mortgage, your lender may require you to pay for homeowners insurance as part of your monthly mortgage payment. This is often collected and held in an escrow account, along with property taxes. The lender then uses the funds from the escrow account to pay the insurance and tax bills on your behalf when they are due. This helps ensure that these important expenses are paid on time. It's important to note that the specific details of how escrow is handled can vary based on the terms of your mortgage and the requirements of your lender. However, in general, including homeowners insurance in escrow is a common practice.