Long-term care insurance is not as common as other types of insurance, such as health or auto insurance. According to the American Association for Long-Term Care Insurance, as of 2020, approximately 8 million Americans have long-term care insurance policies. This represents only about 7.2% of the population aged 40 and over. It's important to note that the percentage of people with long-term care insurance may vary by age group, income level, and other demographic factors. Additionally, the percentage may have changed since 2020, so it's advisable to consult the most recent statistics for the latest figures. Overall, long-term care insurance remains a relatively niche form of coverage, with a relatively low percentage of the population opting for this type of financial protection.