When switching auto insurance policies, whether or not you will receive a refund from your current insurance company depends on several factors. Cancellation Refund: If you cancel your current policy before it expires, you may be eligible for a refund of the unused portion of your premium. This is typically calculated on a pro-rata basis, meaning you'll receive a refund for the remaining days or months of coverage you didn't use. However, some insurance companies may have a minimum earned premium, which means you won't receive a refund if you cancel early in the policy term. Administrative Fees: Keep in mind that some insurance companies may charge administrative fees for policy cancellation, which could reduce the amount of refund you receive. New Policy Start Date: Additionally, the start date of your new policy may impact the refund amount. If there is an overlap between the end of your old policy and the start of your new one, you may receive a smaller refund or none at all. Contact Your Insurance Company: To get specific information about the refund policy for your auto insurance, it's best to contact your current insurance company directly. They can provide details about any potential refund and any associated fees. It's important to review your current policy documents and speak with your insurance agent to understand the refund policy and any potential financial implications of switching auto insurance policies.