When it comes to homeowners insurance, certain dog breeds are often considered high-risk and may be excluded from coverage. This is because these breeds are statistically more likely to be involved in incidents or cause injuries. While the specific list of excluded breeds may vary depending on the insurance company and policy, some commonly excluded breeds include Pit Bulls, Rottweilers, Doberman Pinschers, German Shepherds, Siberian Huskies, Alaskan Malamutes, Chow Chows, Akitas, Great Danes, and Wolf hybrids. It's important to note that this is not an exhaustive list, and other breeds may also be excluded. Additionally, some insurance companies may have breed-specific restrictions or require additional liability coverage for certain breeds. If you own a dog that is considered high-risk or falls into one of these breeds, it's recommended to check with your insurance provider to understand their specific policies and any potential exclusions or requirements. It's also worth noting that while certain breeds may be excluded from homeowners insurance, there are often alternative options available, such as obtaining a separate dog liability insurance policy. This can help protect you financially in case of any incidents involving your dog. It's always best to consult with your insurance provider to ensure you have the appropriate coverage for your specific situation.